Secure payment

FilateliaHobby.com works to ensure the security of transactions with our customers and therefore only work with the safest means of payment. Here are the payment systems available in our online store.


POS SYSTEM (POINT OF SALE)

The TPV VIRTUAL is a device ready to work in a fully safe manner for operational sales over the Internet. The services of the payment gateway have the following advantages:

a) Allows the use of credit and debit cards VISA, Mastercard and American Express.

b) Allows you to pay in different currencies.

c) Allows you to contact the holder´s bank card and request authentication (identity verification) before sending the corresponding request for authorization. This ensures that only the genuine card holder can operate it.

d) Allow absolutely secure work environment. It implements SSL (Secure Socket Layer) in all communications, whereby data is encrypted and prevents the interception of information by third parties. Therefore, confidentiality is assured in all communications established during the transaction.

e) The Virtual POS runs on a secure server with a security certificate.

f) Mechanisms are implemented to check the authenticity of the origin of transactions and prevent the manipulation of data by third parties. This will ensure the integrity of the transaction data.

g) Data cards are not known by the merchant, thus avoiding that this information is used later by others fraudulently (the best way to safeguard commercially sensitive information of Users is not having it). This information is conveniently stored by the system of the bank which in turn will provide the payment system as needed (i.e. a refund).

Therefore, all transactions made through this system shall have all kind of guarantees of security, confidentiality and integrity on stakeholders: cardholders and issuers, merchants and acquirers.

Once the transaction is successfully completed, the User shall receive a notice confirming successful payment completion.

 

PAYPAL

PayPal is an international recognized online payment system. The service allows anyone to pay in any way they prefer, including through credit cards, bank accounts, buyer credit or account balances, without sharing financial information. Before using PayPal, you need to register with them, and you need to register a method of payment with them, such as a credit or debit card.

You will make payment on PayPal's secure web payment site. We don't have access to your financial information or ask you for your credit card or bank account number.

Once your order is placed you will automatically be redirected to the Pay-Pal website where payment can easily be made by entering your Pay Pal user name and password or if you don’t have a PayPal account, you can pay with your debit or credit card as a PayPal guest.

PayPal protects your financial information with industry-leading security and fraud prevention systems. When you use PayPal, your financial information is not shared with the merchant (us). Once your payment is complete, you will be emailed a receipt for this transaction.

 

BANK TRANSFER

Bank Transfer payment method can be used by people who prefer to not enter credit card details online.

By selecting a bank transfer as the payment method, you will receive an email detailing the total cost of the order and the Bank Account number to which you should effect the transfer.

It is very important that you indicate the order number we will provide to you in the subject field, as well as your name and surname.

As soon as we receive the confirmation that the sum due has been paid on our account, and that it exactly corresponds to your order, your order will be processed.

If the payment is not enabled or is not received within 7 calendar days from the order date, your order will be canceled.